[schema type="organization" orgtype="LocalBusiness" url="http://4salebydonna.com" name="Real Estate Agent Donna Baker" description="Real Estate Agent showing homes for sale and available real estate in Monrovia, Pasadena, Arcadia the San Gabriel Valley in Southern California." city="Monrovia" state="Ca" postalcode="91016" email="donna@4salebydonna.com " phone="(626) 408-7766 "]

The home buying process

Shopping for Your Home

Advantages of Home Ownership

  • Mortgage principal payments are retained as equity in the home
  • Long-term investment– value will most likely increase over time
  • Deduct property taxes & interest payments from income tax
  • Over time mortgage payments become cheaper in “real” dollars

Watch video from the U.S. Department of Housing and Urban Development. This video will help you with:

  • Assessing how much of a home you can afford
  • Working with a real estate agent
  • what happens once you find the home you want to buy

Understand Your Budget

  • Get a Realtor Loan Pre-Approval
  • Home Search
  • Full Loan Approval
  • Make an Offer
  • Home Inspection
  • Get Home owners insurance and title insurance

10 Steps to Home Ownership

Learn more about whether you are ready to become a home owner by watching this informative Powerpoint presentation.