The home buying process

Shopping for Your Home

Advantages of Home Ownership

Mortgage principal payments are retained as equity in the home
Long-term investment– value will most likely increase over time
Deduct property taxes & interest payments from income tax
Over time mortgage payments become cheaper in “real” dollars

Watch video from the U.S. Department of Housing and Urban Development. This video will help you with:

Assessing how much of a home you can afford
Working with a real estate agent
what happens once you find the home you want to buy

Understand Your Budget

Get a Realtor Loan Pre-Approval
Home Search
Full Loan Approval
Make an Offer
Home Inspection
Get Home owners insurance and title insurance

10 Steps to Home Ownership

Learn more about whether you are ready to become a home owner by watching this informative Powerpoint presentation.